SECURITY & TRUST

Your ₦ is protected by more than a password.

CBN-licensed. NDIC-insured. End-to-end encrypted. Independently audited. Built by Nigerians who've worked at banks and fintechs you've heard of.

CBN-licensed PSP
Operating under the Payment Service Provider license from the Central Bank of Nigeria.
NDIC insured
Wallet balances are insured up to ₦500,000 per account via the NDIC.
E2EE messaging
Signal-protocol encryption for chats. Not even SwiftCom can read them.
SOC 2 + ISO 27001
Type II SOC 2 and ISO 27001 certified. Audit reports available on request.

How we protect your account

PIN + biometrics
Every money action requires a 6-digit PIN, Face ID, or fingerprint — your choice.
Device-bound sessions
New device? You'll re-verify with NIN + a one-time code. Every time.
Smart fraud detection
Behavioural ML flags anomalous transfers in <50ms. You confirm before they go through.
Spend limits
Daily, monthly, and per-recipient caps. Locked behind biometrics to raise.
24/7 monitoring
Our SOC team watches the platform around the clock. Lagos and Nairobi shifts.

Compliance & certifications

CBN
Payment Service Provider
License #PSP/0823
● Active
NDIC
Deposit insurance
₦500K per wallet
● Active
SOC 2
Type II — security, availability
Renewed Jan 2026
● Active
ISO 27001
Information security mgmt
Cert #IS-NG-2024-3198
● Active
PCI DSS
Level 1 — card data
Annual audit, passed
● Active
NDPR
Nigerian Data Protection Reg.
Compliant since v1
● Active
Need audit reports? security@swiftcom.ng →
BUG BOUNTY

Find a vulnerability. Get paid up to ₦5,000,000.

Responsible disclosure earns Naira rewards, public credit, and an invite to our SOC dinner in Lagos.

EARLY ACCESS

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